Category «Investment»

Investment Program Scams

Scammers remain as active as ever, and there are still plenty of people who — despite continual warnings — are prepared to believe that they can profit by becoming involved in schemes that sound too good to be true. Wendy emailed me to ask my opinion on Bitcoin Loophole. She told me she had heard …

Dealing With Low Interest Rates

Rates have been lowered again. It’s a wakeup call to think about rates in general and the bond market in particular. Bear in mind I am talking about government bonds, not investment bonds which are tax paid investments just like your superannuation. The thing about bonds is that their market value increases as interest rates …

Indexed Funds

Interest rates are dropping, with indications that the trend is still downwards. This has meant that many investors are looking for ways to get their portfolios back on track. Index funds are often talked about, but I often hear comments like “aren’t they risky – what will happen the next time the market falls?” There …

Share Market Turbulence

It’s a turbulent time for investors, with share markets jumping all over the place in response to factors which include a trade war with China and civil disobedience in Hong Kong. Volatility is nothing new, but it does have the potential to worry inexperienced investors. One morning they wake up and the markets are showing …

The Rule of 72

Recently I wrote about the Rule of 72 and pointed out that it was wonderfully simple tool which can be used in many circumstances. Just to refresh your memory it is an easy way to do compound interest calculations in your head. The best part is that you don’t have to be a mathematician to …