Noel Whittaker's Blog
By Noel Whittaker
At a recent seminar, I was astounded to hear the speaker claim that the mathematical skills of over 50% of the population were limited to the ability to add and subtract. It was in the context that “complicated” financial terms like compound interest were far beyond the comprehension of the average person. This paints a …
New studies show that almost 50% of Australians are financially stressed and unable to pay their bills as they come in. Financial stress can affect every aspect of your life, and will only get worse as we approach the Christmas period, when overspending is rife. So it is timely that I have just released a …
Scammers remain as active as ever, and there are still plenty of people who — despite continual warnings — are prepared to believe that they can profit by becoming involved in schemes that sound too good to be true. Wendy emailed me to ask my opinion on Bitcoin Loophole. She told me she had heard …
Rates have been lowered again. It’s a wakeup call to think about rates in general and the bond market in particular. Bear in mind I am talking about government bonds, not investment bonds which are tax paid investments just like your superannuation. The thing about bonds is that their market value increases as interest rates …
Interest rates are dropping, with indications that the trend is still downwards. This has meant that many investors are looking for ways to get their portfolios back on track. Index funds are often talked about, but I often hear comments like “aren’t they risky – what will happen the next time the market falls?” There …