Category «Investment»

Investment Behaviour

Shares are one of the best long-term investments around. No other investment offers the tax benefits of shares, or the ability to sell quickly in whole or in part. However, this flexibility has a downside – it gives “investors” the ability to get out quickly if they don’t stay the course when the market has …

Bank Dividends

Retirees suffered another blow last week with strong hints in the media that the big four banks may suspend all dividend payments for the next six months. As a result I have received a flood of emails asking if that’s a real possibility. It started when three of our major banks agreed to a request …

Guaranteed Secrets of Wealth

For years I’ve talked about what I call “the guaranteed secret of wealth”, which in essence boils down to appreciating that everybody, irrespective of income, tends to pay their commitments, spend the balance, and end up broke on payday. This is why the easiest way to get ahead is to take on some sort of …

Understanding The Power of Compounding

At a recent seminar, I was astounded to hear the speaker claim that the mathematical skills of over 50% of the population were limited to the ability to add and subtract. It was in the context that “complicated” financial terms like compound interest were far beyond the comprehension of the average person. This paints a …

Financial Buddies

New studies show that almost 50% of Australians are financially stressed and unable to pay their bills as they come in. Financial stress can affect every aspect of your life, and will only get worse as we approach the Christmas period, when overspending is rife. So it is timely that I have just released a …