Category «Investment»

Financial Guidance for Youth

The start of the year is a great time to think about your finances and make plans for the next 12 months. Given that people have different needs at different stages in their lives, I’ve written today’s column for the under-25’s. Next week will cover the 25- to 45-year-olds, and the plus-45’s have the week …

2020 in Review

With Christmas almost upon us it’s unlikely your thoughts today will be focused on finance. Therefore today let’s have some fun and recognise those who have made unique contributions to the world of money in 2020. Rio not so grande The standout contender for the Naughtiest Kid on the Block award is Rio Tinto the …

Investment Behaviour

Shares are one of the best long-term investments around. No other investment offers the tax benefits of shares, or the ability to sell quickly in whole or in part. However, this flexibility has a downside – it gives “investors” the ability to get out quickly if they don’t stay the course when the market has …

Bank Dividends

Retirees suffered another blow last week with strong hints in the media that the big four banks may suspend all dividend payments for the next six months. As a result I have received a flood of emails asking if that’s a real possibility. It started when three of our major banks agreed to a request …

Guaranteed Secrets of Wealth

For years I’ve talked about what I call “the guaranteed secret of wealth”, which in essence boils down to appreciating that everybody, irrespective of income, tends to pay their commitments, spend the balance, and end up broke on payday. This is why the easiest way to get ahead is to take on some sort of …