Noel Whittaker's Blog
By Noel Whittaker
A slight rise in the age pension rates, and some small changes to the deeming rates, mean that many pensioners will be slightly better off. Also some retirees who did not qualify for an age pension because they were over the asset test cut-off point may start to qualify because the cut-off points have increased …
As we enter a new financial year it’s timely to think about the role of cash in your investment portfolio. It is a fundamental principle that you should spread your funds over three areas – cash, property and shares – but how much you should have in each of these areas depends on your goals …
Rising life expectancies mean more and more retirees are finding themselves asset rich and cash poor. One option is to downsize to a cheaper home, but if they are receiving a part age pension now, converting an exempt asset – the family home – to an assessable asset such as cash or shares could mean …
Even though offset accounts are one of the most useful investment tools you can have, very few people understand them. If you deposit money in a normal account you will probably earn less than 2% per annum and could lose nearly half of that in tax. However, when you deposit your money in an offset …