Tricks of the Age Pension System Part 2

Welcome to the second part of our series explaining the tricks of the age pension system. Remember, you are tested under both an income and an assets test, and the one that produces the least pension is the one used. There is age pension calculator and a deeming calculator on my website www.noelwhittaker.com.au Most wealthier …

Tricks of the Age Pension System Part 1

The age pension represents a major source of income for most retirees – yet many are unaware of the tricks and traps. It’s a big topic, so in a two-part series starting today I will explain the system to you. The pension is adjusted on a regular basis and the latest six-monthly age pension adjustments …

Financial Guidance for Retirees

Superannuation should play a major part in your retirement plans. Let’s face it, it lets you build up assets in a low tax environment, and a good fund will typically do better than you could do on your own. But judging by the emails I receive, many people are unaware of recent changes that offer …

Financial Guidance for 45 to Retirement

Today’s column is addressed to readers between 45 and retirement age – the baby boomers and gen X-ers. Good news: it’s never too late to get your finances in order. But the quicker you start the easier it’s going to be, so stop procrastinating and make 2021 the year that changed your life. A great …

Financial Guidance for 25 to 45-year-olds

Today we focus on financial success strategies for people aged 25 to 45. A new year is always a good time to make a new start. Unfortunately, research shows that Australians under 25 typically think it’s too early to start investing; those aged 25 to 45 believe that home loan repayments and school fees take …