Julia's Blog
By Julia Hartman
Download PDF At least the Reserve Bank has slowed down its rate of increase to only ¼%. Maybe that is a good sign the rate rises will stop soon.These days I am regularly asked whether a client should fix their loan. This is all about which way rates will go over the fixing period. Now …
Download PDF Home Deposits – Made Simple Two Years @ $200 Per Week and No LMI Combine the First Home Guarantee with the Super Saver Scheme to buy a home with nearly one third of your deposit being tax savings. If you have a child the government will provide you with mortgage insurance at no …
Keeping the Nexus Between the Borrowing and the Expenditure What the borrowed money is used to buy determines whether the interest on the loan is tax deductible. That is the basic rule. The link between the borrowing and the expenditure is called the nexus. This nexus needs to be very clear. You need to be …
Alan Kohler wrote in the Australian, of Ken Hayne’s Report on the Banking Royal Commission: “His decision to not call for the separation of product and advice is both inexplicable and egregious.” BAN TACS has solved this for their clients through our own financial planning arm! Download PDF Tax, Accounting and Financial Planning Advice in One …
Must Knows About Income Insurance Yeah, yeah I know no one wants to talk about insurance and possible disasters but odds are you already have income insurance as part of your superannuation. So, I am not talking you into taking out insurance here I am talking about paying premiums that may not provide you …