Granny Flat Rights

Granny Flat Rights Centrelink offer some excellent pension concessions for parents to build a granny flat in their child’s back yard or modify the house etc. With raising awareness of elder abuse Centrelink also strongly encourage parents to obtain a right of occupancy over their child’s house. This would take the form of a life …

Franking Credit Detailed Argument

Refunding Franking Credits – Let’s address the Elephant in the Room – Tax Free Superannuation Labor party policy is that franking credits should not be refunded to taxpayers and self managed superannuation funds (SMSF) who don’t have enough taxable income to pay tax. Note that public superannuation funds that pay tax free pensions will still …

The BAN TACS Alternative

Alan Kohler wrote in the Australian, of Ken Hayne’s Report on the Banking Royal Commission: “His decision to not call for the separation of product and advice is both inexplicable and egregious.” BAN TACS has solved this for their clients through our own financial planning arm! Download PDF Tax, Accounting and Financial Planning Advice in One …

Income Insurance

Must Knows About Income Insurance   Yeah, yeah I know no one wants to talk about insurance and possible disasters but odds are you already have income insurance as part of your superannuation.  So, I am not talking you into taking out insurance here I am talking about paying premiums that may not provide you …